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Topher Smith, MBA

Director of Compliance, Agency Supervisory Officer

CSmith24@financialguide.com

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Office: (949) 660-1717

Fax: (949) 660-1991

4675 MacArthur Court

Suite 1050

Newport Beach, CA 92660

capstone@financialguide.com

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.

Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC.
Newport Beach, CA: 4675 MacArthur Court, Suite 1050, Newport Beach, CA 92660 | (949) 660-1717
Los Angeles, CA (Playa District): 6080 Center Drive, Suite 120, Los Angeles, CA 90045 | (310) 407-2800
Lehi, UT: 2901 W. Blue Grass Blvd, Suite 320, Lehi, UT 84048 | (801) 943-6277

Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract.

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Topher Smith, MBA

Director of Compliance, Agency Supervisory Officer

CSmith24@financialguide.com

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